Payment Policy

1. Scope and Purpose
This Payment Policy governs all payments, monetization mechanisms, transactions, fees, commissions, withdrawals, refunds, and other financial operations conducted on or through the Platform accessible at https://youraiclips.com (the “Platform”). This Payment Policy forms an integral part of the Terms of Service and is binding on all Users and Vendors.

2. Relationship to Other Policies
This Payment Policy shall be interpreted in conjunction with the Terms of Service, Privacy Policy, and other binding policies published on the Platform. In case of conflict, the Terms of Service shall prevail.

1. Vendor Accounts
Only users who have activated a Vendor Account are eligible to monetize content and receive payments on the Platform.

2. Verification
The Operator may require identity verification, payment method verification, or other documentation prior to enabling monetization or releasing payouts. Failure to provide accurate information may result in delayed or withheld payments.

1. Content Pricing
Vendors set their own prices for Stories, subject to any limits imposed by the Operator.

2. Platform and Third-Party Fees
The Operator may charge transaction fees or commissions. Additional fees may be charged by third-party payment providers, including blockchain network fees or bank transfer fees. Such fees are borne by the User unless stated otherwise.

1. Cryptocurrency Payments (NOWPayments)
The Platform supports cryptocurrency payments via the third-party processor NOWPayments. Users must hold a supported cryptocurrency in their own wallet. Payments are typically processed almost instantly and are irreversible once confirmed on the blockchain. NOWPayments charges an approximate processing fee of 0.5%, plus variable blockchain network fees depending on the selected cryptocurrency and network conditions. All such fees are paid by the User.

2. Bank Transfer to Czech Republic (Česká spořitelna)
Payments may also be made via bank transfer to the Operator’s bank account in the Czech Republic.

EU / EEA Payments: Payments in EUR or CZK may be made via SEPA Credit Transfer. SEPA transfers are typically low-cost or free, depending on the payer’s bank, and usually take 1–2 business days.

Non-EU Payments (including USA): Payments may be made via international SWIFT transfer. Such payments may involve sender, intermediary, and recipient bank fees, as well as currency conversion fees when paying in USD or other currencies. Processing time may range from 2 to 7 business days. All bank-related fees are borne by the User.

1. Refunds
Purchases of digital content are generally final once access is granted, unless mandatory consumer protection laws require otherwise.

2. Taxes
Vendors are solely responsible for reporting and paying all applicable taxes arising from income generated on the Platform. The Operator does not provide tax advice.

3. Amendments
The Operator reserves the right to amend this Payment Policy at any time. Continued use of the Platform constitutes acceptance of the updated version.